M. M. M. Alqahtani, H. Singh, E. A. A. Haddadi, F. S. R. Al-Shibli, and H. A. A. Al-balushi, “Impact of Internet of Things, Cloud Computing, Artificial Intelligence, Digital Capabilities, Digital Innovation, IT Flexibility on Firm Performance in Saudi Arabia Islamic Bank”, ASSRJ, vol. 11, no. 7, pp. 71–91, Jul. 2024.