HAFIZ, U. A.; SALLEH, F.; GARBA, M. A Theoretical Basis For Innovation, Institutions And Insurance Penetration Nexus. Advances in Social Sciences Research Journal, [S. l.], v. 8, n. 3, p. 61–72, 2021. DOI: 10.14738/assrj.84.9796. Disponível em: https://journals.scholarpublishing.org/index.php/ASSRJ/article/view/9796. Acesso em: 24 apr. 2024.