Alajmi, H.A.S.Z.M., Jalil, H. binti A. and Ismail, S. binti 2025. A Conceptual Framework for Online Credential Adoption: The Role of Digital Capabilities and Self-Efficacy in Higher Education. Advances in Social Sciences Research Journal. 12, 02 (Feb. 2025), 51–65. DOI:https://doi.org/10.14738/assrj.1202.18278.