https://journals.scholarpublishing.org/index.php/ABR/issue/feed Archives of Business Research 2020-07-08T07:58:19+01:00 Thomas Harvey abr@scholarpublishing.org Open Journal Systems <p>ABR is founded by Society for Science and Education (SSE) United Kingdom where it is strongly believe that excellence in research is the key to benefiting academics, businesses, societies and other relevant stakeholders at local, national, regional and international levels.</p> https://journals.scholarpublishing.org/index.php/ABR/article/view/8155 What Would Make Morocco an Emerging Economy? 2020-06-15T11:40:00+01:00 Ahmed Naciri naciri.ahmed@uqam.ca <p>Morocco is steadily progressing toward development and may well join the ranks of rich countries as early as in 2022. We perform least squares regressions on a sample of 12 components of economic freedom, for a total of 375 observations over 25 years (1995-2019). We also consider Morocco’s Gross Domestic Product (GDP) in USD billion, Morocco’s GDP growth as a percentage of change (pcGDP)and Morocco’s per capita GDP based on purchasing power parity (PPP) in USD for the last 25 years. The empirical evidence shows that during this period, Morocco achieved an enviable level of performance by increasing its GDP by 455%, despite the strong demographic pressures exerted by 35% population growth.<a href="applewebdata://AFC31EBB-59A2-4862-9506-A5B996F43F3F#_ftn1" name="_ftnref1">[1]</a>&nbsp;</p> <p>&nbsp;</p> <p>However, the country’s performance in relation to some components of its economic freedom was so weak that it may end up jeopardizing this economic development momentum, as expressed by the behaviour of its pcGDP and the increase of this value over time. Morocco must introduce some fundamental changes in its economic freedom policies if it wishes to continue to progress. Fortunately, the country appears to have the determination to do so.</p> <p>&nbsp;</p> <p><a href="applewebdata://AFC31EBB-59A2-4862-9506-A5B996F43F3F#_ftnref1" name="_ftn1">[1]</a>According to the IMF, Morocco’s population grew from 26.7995 million in 1995 to 36.47 million in 2019, an increase of 36%.</p> <p>&nbsp;</p> 2020-06-15T11:40:00+01:00 Copyright (c) 2020 Ahmed Naciri https://journals.scholarpublishing.org/index.php/ABR/article/view/8348 GDP Movements in High and Moderate HDI Economies: An Empirical Investigation 2020-06-15T11:40:22+01:00 N. M. P. Verma nmpverma@gmail.com Monika Gaur nmpverma@gmail.com Ravi Kant nmpverma@gmail.com <p>Economists worldwide acknowledge the estimation and implications of Gross Domestic Product (GDP) and Human Development Index (HDI) as a measure of development across the globe. The analysis of GDP and its various components are still useful in order to observe the financial scenario of the economy. Since GDP does not include the various relevant components of socio-economic and environmental activities, it also does not reveal the real picture of economic progress. Several efforts have been made by economists worldwide to quantify better indicators of wellbeing. The Human Development Report, 1996, pioneered the casual relationship between economic growth and human development. There is a usual relationship between these two, because economic growth creates the basis for human development via providing financial benefits or monetary gains to the economy, provided that the formulation of rational policies and their implementation are appropriately executed.</p> <p>This study tries to synthesize economic growth and human development. The research employs Spearman rank correlation and Logistic regression of high and middle human development countries across 1990 to 2017, to determine the association mentioned above. The data is from the UNDP database and various reports and articles related to human development and economic growth.Policy implication is useful.</p> 2020-06-15T11:40:22+01:00 Copyright (c) 2020 N. M. P. Verma, Monika Gaur, Ravi Kant https://journals.scholarpublishing.org/index.php/ABR/article/view/8324 Language Learning: Reading Comprehension, Motivation, Strategies, And Academic Achievement 2020-06-15T11:40:54+01:00 Annie A. Parmis gravoso.annie@gmail.com Rose B. Bandalan gravoso.annie@gmail.com Jade C. Clerigo gravoso.annie@gmail.com <p>This study was focused on language learning in terms of reading motivation and comprehension as well as with language learning strategies in relation to academic achievement of college students at the Visayas State University (VSU). The first set of respondents composed of forty-eight (48) Bachelor of Arts in English Language (AB-EL) students took a reading comprehension test and answered a reading motivation survey adopted from Wigfield and Guthrie (1997). The second set of respondents composed of thirty-one (31) Spch 11 (Speech Communication) students answered a survey on language learning strategies adopted from Oxford (1990). The study followed a descriptive survey design. Data were analyzed using descriptive statistics. Spearman's Rho was also used for correlation analyses. With regard to the reading motivation and comprehension of the AB-EL students, results showed that among the 11 aspects of the Motivation for Reading Questionnaire (MRQ), three of them emerged as having a significant relationship with reading comprehension. These are "challenge", "compliance" and "reading work avoidance". "Challenge" is positively correlated while "Compliance" and "Reading Work Avoidance" are negatively correlated to reading comprehension. This result implies that those who feel challenged while engaging in the reading selection have a higher level of reading comprehension. However, those who read because they are required to do so have a lower reading comprehension than those who read because they choose to do so. Also, those who tend to read to escape from work&nbsp; have a lower level of reading comprehension. Therefore, one's reading motivation can in a way affect his or her reading comprehension. Among the three factors that have a significant relationship with reading comprehension, "Compliance" is considered to be the most influential to students' reading comprehension. Therefore, reading to accomplish a requirement has a greater negative effect on the students' reading comprehension than reading to have an excuse to escape from work. It is disadvantageous because reading for the sake of completing or accomplishing a requirement or task is not the ideal expectation when someone reads for comprehension. Reading for comprehension embodies everything from meaning-making to experiential learning. Meanwhile, with regard to the language learning strategies in relation to the academic achievement of Spch 11 students, findings revealed that only Affective Strategies correlate with the students' academic achievement ("good" to "very good"). This implies that all the other language learning strategies covering Memory, Cognitive, Compensation, Metacognitive, and Social are independent to the respondents'&nbsp; academic achievement. Therefore, this study concludes that the affective factors have something to do with one's language learning strategy. Affective strategies tend to have a powerful influence on the techniques to help students control their emotions, attitude, motivation, and values, thus facilitating one's language learning.</p> 2020-06-15T00:00:00+01:00 Copyright (c) 2020 Annie A. Parmis, Rose B. Bandalan, Jade C. Clerigo https://journals.scholarpublishing.org/index.php/ABR/article/view/8347 Relationship of water landscapes with the social fabric as a case study: The Peloponnese peninsula 2020-06-15T11:41:21+01:00 Maria Krasopoulou marokraso@gmail.com Roido Mitoula marokraso@gmail.com Helen Theodoropoulou marokraso@gmail.com Evagelia Georgitsogianni marokraso@gmail.com <p>The object of the research is to highlight the water areas, creating a cultural network in the Peloponnese peninsula. What are the tools to approach a landscape that can help interpret, read, and manage a site?</p> <p>The research methodology was based on geographical features and the selection of sections on the map, linking them to create a cultural network model. Due to the large and rich diversity of water bodies, it was deemed necessary to select five different water landscapes in four different prefectures of the peninsula, looking for different-characteristic forms of water. The Anavalos wetland in Argolida, the river Ladonas in Arcadia, the springs of Lerni in Argolida, the lake Stymfalia and Doxa in Corinth and the Stygos Waters in Achaia were selected as case studies.</p> <p>Through this process, a complete picture emerged in all networking sites. The interviews and personal contacts with the competent social bodies resulted in a comprehensive and more substantial understanding of the issue. Also important was the creation of a questionnaire-experiment, which took place in the Peloponnese, giving very important results-conclusions about the knowledge-views, residents-citizens, the peninsula and the relationship-contact they have with wetlands and their knowledge in relation to mythology.</p> <p>Water has the potential to gain social and political weight, to bring the citizen face to face with the responsibility he has, to manage the environment with respect and consistency, to discover it, if he utilizes it and finally to highlight it as a model of sustainable development.</p> 2020-06-15T11:41:20+01:00 Copyright (c) 2020 Maria Krasopoulou, Roido Mitoula, Helen Theodoropoulou, Evagelia Georgitsogianni https://journals.scholarpublishing.org/index.php/ABR/article/view/8345 Socio-economic Comparison of Singapore, Hong Kong, and South Korea: Implications for Doing Business 2020-06-15T11:41:44+01:00 Ayhan OZER ayhanoz@hanyang.ac.kr Mingyang Li ayhanoz@hanyang.ac.kr Fatima Diadhiou ayhanoz@hanyang.ac.kr Likun Fu ayhanoz@hanyang.ac.kr Niels Vanthillo ayhanoz@hanyang.ac.kr <p>Both South Korea, Hong Kong, and Singapore are part of an exclusive group called ‘The Asian Tigers’. They are high-income economies that offer some of the world’s best living conditions and most competitive business environments. In the following paper, the history, socio-economic environment and industry of Singapore, Hong Kong, and South Korea will be compared and relevant differences highlighted. Through our research, we hope to provide a comprehensive summary for everyone with an interest in conducting business in Asia.</p> 2020-06-15T11:41:44+01:00 Copyright (c) 2020 Ayhan OZER, Mingyang Li, Fatima Diadhiou, Likun Fu, Niels Vanthillo https://journals.scholarpublishing.org/index.php/ABR/article/view/8352 Effect Of Processing, (Boiling, Frying and Roasting) On The Nutrient, Antinutient And Phytochemical Composition Of Two Varieties Of Cocoyam 2020-06-15T11:42:10+01:00 NKEIRUKA OLY-ALAWUBA enkayoly@yahoo.com Idam Prosper Uzochukwu enkayoly@yahoo.com <p>The importance of food processing in enhancing nutrients contained in foods, cannot be overemphasized. The study evaluates the effect of different processing methods (boiling, frying and roasting), on the nutrient, antinutrient and phytochemical compositions of two varieties of cocoyam, (Colocasia antiquorum and Xanthosoma sagittifolium ).</p> <p>Anti-nutrients are chemical compounds evolved by plants for their defence, among other biological functions. Anti-nutrients reduce the maximum utilization of nutrients (especially proteins, vitamins and minerals), thus preventing optimal exploitation of the nutrients present in food and decreasing the nutritive value.</p> <p>Cocoyam (Colocasia esculenta) is a non-indigenous species, widely grown in the subtropical parts of Africa, as a traditional food crop. Cocoyam makes a significant contribution to the diet of local people in Nigeria, where it is easily available.</p> <p>Cocoyam varieties (X.sagittifolium and C.antiquorum), were harvested from the farm, cleaned and divided into three equal parts, (those to be boiled, fried and roasted). Thereafter, were subjected to different processing techniques before analysis. Standard assay methods were used to analyse for antinutrients, nutrients and phytochemical composition.</p> <p>The proximate and mineral composition of the Cocoyam varieties revealed improved values in some nutrients. Phosphorus improved (from 52.36mg/g to 65.39mg/g) Calcium (21.mg/g to 26.02mg/g), sodium (41.66 to 52.34mg/g), magnesium (11.66mg/g to 13.4mg/g), iron, (from 2.72mg/g to 5.72mg/g).</p> <p>The different processing methods used, especially boiling, had a diverse effect in reducing the levels of tannin, phytate, oxalate, phenols, cyanogens, saponins, flavonoids and alkaloids in relation to the other processing methods.&nbsp; Boiling for 30minutes was also found to be highly effective in reducing the anti-nutrient content in both varieties of cocoyam. (Tannin reduced from 0.62mg/100g&nbsp; to 0.15mg/100g;&nbsp; Phytate, from 1.83mg/100g&nbsp; to 0.12mg/100g and Oxalate, from 2.99mg/100g to 0.13mg/100g respectively). Alkaloid concentration decreased from 1.44mg/100g to 0.10mg/100g. Processing was effective in substantially reducing the cyanogens to low levels, from 1.44mg/100g (in raw Xanthosoma sagittifolium) to 0.07mg/100g (in boiled).</p> <p>The result of the study showed that some, nutrients contained in food crops, could be improved and made more available to the body, through the application of some processing methods.</p> 2020-06-15T11:42:10+01:00 Copyright (c) 2020 NKEIRUKA OLY-ALAWUBA, Idam Prosper Uzochukwu https://journals.scholarpublishing.org/index.php/ABR/article/view/8365 Analysis on the influencing factors of spatial correlation of haze pollution in North China 2020-06-15T11:42:34+01:00 Linshan Wang wanglinshan0709@163.com Chuanming Liu lcm341920@126.com Yang Xi 13505534274@163.com <p>Based on the AQI daily data of Northern China from January 1, 2016 to December 31, 2018, this paper uses nonlinear Granger causality test technology to identify the spatial correlation of haze pollution, and from the perspective of relational data, adopt Quadratic Assignment Procedure (QAP) to investigate the influencing factors of the spatial correlation of haze pollution in northern China. This study finds that:(1) QAP correlation analysis shows that geographical distance matrix, difference in the development level of the tertiary industry and difference in the green space area of urban construction are correlated with haze pollution. (2) QAP regression analysis results show that geographic distance matrix, economic development level and environmental regulation level can explain why the adjustment factor of spatial correlation of haze pollution is 2.6%. The influence of geographical distance matrix on the spatial correlation network of haze pollution within the range of 0~300km has passed the significance test, which indicates that haze pollution has broken through the geographical proximity effect, and more distant cities also have spatial correlation of haze pollution.</p> 2020-06-15T11:42:34+01:00 Copyright (c) 2020 Linshan Wang, Chuanming Liu, Yang Xi https://journals.scholarpublishing.org/index.php/ABR/article/view/8381 Effects of Market Orientation, strategies and actions on SMEs’ Performance during fragile economic conditions 2020-06-22T06:42:14+01:00 Irene Samanta eirinisamanta@gmail.com Meletios I. Niros eirinisamanta@gmail.com Yannis A. Pollalis eirinisamanta@gmail.com <p><strong>Purpose –</strong>The purpose of this research is to unveil effective SME marketing actions and strategies in terms of performance during post-crisis era of fragile economic conditions. This paper further examines the effects of IT Marketing Infrastructure (ITMI) on both performance and Customer Equity Drivers (CEDs). Last, but not least, indirect effects of Market Orientation (MO) on Performance are also researched.</p> <p><strong>Design/methodology/approach – </strong>A personal interview survey was conducted in Greece using a structured instrument deriving from adjusted items of past research. A systematic random sample of 242 SMEs was collected from major Greek cities and a wide range of industries.&nbsp;</p> <p><strong>Findings – </strong>Findings unveiled that the same actions applied by large companies, also work for SMEs/VSEs. In addition, ITMI enable smaller firms to apply marketing strategies required to achieve higher Marketing Performance. However, MO is the key for excessive performance. Nevertheless, the indirect effect of MO on the relationship between marketing strategy and OP is negative, illustrating a need of strategic focus for SME.&nbsp;</p> <p><strong>Research limitations/implications – </strong>Despite survey presents certain trends and inference, it lacks qualitative data such as sentiments that are of equal importance in SME research.</p> <p><strong>Practical implications – </strong>This research facilitates SMEs to decide on effective actions against fragile economic conditions to achieve higher performance. In addition, it demonstrates the need to bolster chain value through ITMI. In specific, ITMIs forge core capabilities to apply CEDs that result in greater MO and Performance. Moreover, MO is proven to be a key factor to sustain higher levels of Performance when applying either a RE or a VE strategy. &nbsp;&nbsp;</p> <p><strong>Originality/value – </strong>In spite of the existence of research of effective actions and strategies during recessions, there is lack of SMEs research regarding fragile economic conditions after recessions or crises. ITMI and MO will facilitate SMEs to apply CEDs and sustain higher Organizational Performance.</p> 2020-06-22T06:42:14+01:00 Copyright (c) 2020 Irene Samanta, Meletios I. Niros, Yannis A. Pollalis https://journals.scholarpublishing.org/index.php/ABR/article/view/8399 Eddison Walters Modern Economic Analysis Theory: Building on the Eddison Walters Risk Expectation Theory of The Global Financial Crisis of 2007 and 2008 2020-06-22T06:42:27+01:00 Eddison T. Walters ewalters@eddisonwalters.com <p>The results of several recent studies called the analysis of economic data from the United States real estate industry preceding the Global Financial Crisis of 2007 and 2008 into question. Advancement of technology is a disruptive force throughout the economy today. The speed at which technology continues to evolve has resulted in significant changes throughout the entire economy around the world. As technology continue to evolve, there is no question technology disruption will continue to occur. Economist can no longer rely solely on backward looking historical data when conducting economic analysis. The evolution of the global economy require an understanding of the impact of advancement in technology occurring throughout the economy as researcher conduct analysis of data to draw conclusions. The result of recent studies led to the development of “Eddison Walters Modern Economic Analysis Theory”. Data analysis suggesting the false conclusion of the existence of a real estate bubble in the United States real estate market preceding the Global Financial Crisis of 2007 and 2008 was presented in Walters and Djokic (2019). Nonlinear regression analysis for correlation of variables in Walters (2019) resulted in 194.041 Mean Dependent Variable, 0.989 Adjusted R-square, 5.908 Square Error of Regression, and 488.726 Sum-of-Square Residual for the independent variable of “advancement in technology”, and the dependent variable of “home purchase price” preceding the Global Financial Crisis of 2007 and 2008. Walters (2019) concluded advancement in technology was the most significant factor causing home prices to increase preceding the Global Financial Crisis of 2007 and 2008. Overwhelming evidence led the researcher to conclude, the failure to consider the impact of advancement in technology in data analysis was the most significant error responsible for causing data analysis distortion leading to the false conclusion of the existence of a real estate bubble preceding the Global Financial Crisis of 2007 and 2008 (Walters, 2020). The researcher proposed “Eddison Walters Modern Economic Analysis Theory” in the current study. The goal of the new theory is to prevent potential error in data analysis resulting in data distortion due to the failure to consider the impact of advancement in technology on the data when conducting economic research in the future.</p> 2020-06-22T06:42:27+01:00 Copyright (c) 2020 Eddison T. Walters https://journals.scholarpublishing.org/index.php/ABR/article/view/8326 Poverty In Indonesia: Critical Review 2020-06-22T06:42:53+01:00 Syech Idrus liarosida1990@gmail.com Lia Rosida liarosida1990@gmail.com <p>This article critically review the information regarding poverty issues in Indonesia, by unravelling the causes and impacts of poverty and its aggregates comprising rural poverty, women and poverty, as well as other social indicators. This review article based on data provided in secondary resources shows that Asian Financial crisis in 2008 was regarded as the greatest intrusion of economic stability, rendering more adverse poverty incidences in Indonesia. Although Indonesia could slowly recover from the crisis, poverty remains problematic for certain groups and women in some particular areas especially rural areas. Moreover, despite several policies have been stipulated to deal with poverty such as Rural Development Program and Social Safety Net, some poverty elements related to social capital such as education, employment and health need to be improved. Thus, Indonesian government should pay more attention to improve the quality of the provisions and policies, assuring the beneficial contribution to Indonesian citizens’ welfare.</p> 2020-06-22T06:42:53+01:00 Copyright (c) 2020 Syech Idrus, Lia Rosida https://journals.scholarpublishing.org/index.php/ABR/article/view/8301 Dividend Behaviour of Quoted Companies of the Douala Stock Exchange Market, Cameroon 2020-06-29T06:39:13+01:00 Daniel Akume Akume d_akume@yahoo.ca Godfrey Njimanted unicalub@yahoo.com Ivan Yakum ivanyakum@yahoo.com <p><em>For over sixty years now, finance researchers have concentrated on conducting studies on dividend behaviour as well as its determinants in different countries in the world.Some have exploited the effects of dividend payout on the performance of quoted companies with particular interest on current and previous levels of dividends as it is also the case with the level of profits, most of which give divergent conclusions. It is based on the above that this study was designed to examine the determinants of dividend behaviour ofquoted companies in the Douala Stock Exchange market using the Generalized Method of Moments (GMM) regressiontechniques based on secondary quarterly data from the Douala Stock ExchangeReports. The findings reveals thatearnings per share, the previous level of dividend and capital structure determine the current dividend behaviour in the Douala stock exchange market.While the previous level of dividend serves as a central bench mark when deciding on the dividend policy, increases in earnings per share and/or decrease in debt to equity ratio have potentials of significantly increasing dividend per share. Based on this finding, it is strongly recommended that policy measure by the government or corporate management aimed at providing and controlling a consistent pattern of dividend payment should take the previous level of dividends into consideration and should also pay special attention to earnings per share and capital structure of the listed companies.Therefore the capital structure which must be tilted towards indigenous equity should be put in place to avoid excessive capital flight.</em></p> 2020-06-29T06:39:13+01:00 Copyright (c) 2020 Daniel Akume Akume, Godfrey Njimanted, Ivan Yakum https://journals.scholarpublishing.org/index.php/ABR/article/view/8403 Reward System as a Strategy to Enhance Employees Performance in an Organization 2020-06-29T06:39:38+01:00 Felix Francis mambula@langston.edu Clifford Tizhe Oaya Zirra mambula@langston.edu Mambula I Charles J. mambula@langston.edu <p>This research paper is about reward system as a strategy to enhance employee’s performance in an organization. The research means this needs of an organization and its employee, their low productivity behavior and therefore the way this behavior are often change through reward to enable their performance boost the organization needs. The research was administered through constructive analysis from different articles that base on reward system. Descriptive and exploratory research designs were used for the purpose of this research work. The study observed that there is positive relationship between rewards and employees performance, productivity and retention in an organization. However, rewards system, in an organization should be designed with a constructed strategies that need to be a neighborhood of organization‘s culture.</p> 2020-06-29T06:39:38+01:00 Copyright (c) 2020 Felix Francis, Clifford Tizhe Oaya Zirra, Mambula I Charles J. https://journals.scholarpublishing.org/index.php/ABR/article/view/8480 Inculcating Employability Skill Sets in Undergraduates Through Employability Embedded Courses: Students Experience Anatomisation 2020-06-29T06:40:01+01:00 David Eshun Yawson dyawson@gimpa.edu.gh Fred Amofa Yamoah dyawson@gimpa.edu.gh Frederick Owusu Sarpong dyawson@gimpa.edu.gh Grace Abban-Ampiah dyawson@gimpa.edu.gh <p>Embedding employability skill sets into management education is important yet the experience student stakeholder gains on employability embedded courses remains unclear. We examine undergraduate student experience of the learning outcomes of work-related employability course. The survey results suggest mode of delivery and problems encountered with the course content are factors that sum up their total experiences. The results also indicate a triad consisting of difficulty of the course content, student’s work experience and satisfaction with the course content are strongly associated in determining students’ experiences. We discuss the implications of these findings for employability embedded curriculum development theory and practice.</p> 2020-06-29T06:40:01+01:00 Copyright (c) 2020 David Eshun Yawson, Fred Amofa Yamoah, Frederick Owusu Sarpong, Grace Abban-Ampiah https://journals.scholarpublishing.org/index.php/ABR/article/view/8202 Artificial Neural Network Approach for Business Decision Making applied to a Corporate Relocation Problem 2020-07-06T18:06:44+01:00 Malik Haddad malik.haddad@port.ac.uk David A Sanders DaSa@serg.org.uk <p>This paper presents a new Artificial Neural Network approach to making a business decision. A corporate relocation problem is considered as an example for a business decision and the new approach is applied to select a city for corporate relocation and to rank a set of potential alternatives. Selecting the location of corporate real estate can be key to optimizing an organization’s success. This is the first time Artificial Neural Networks have been used for this sort of business application. The Neural Network behaved satisfactorily and provided 91.76% accuracy when tested against randomly generated test sets. Five potential cities were considered: New York City, Washington D.C. Atlanta, Los Angeles and Portland. Decision makers identified six criteria: Financial Considerations Employee Availability, Support Services, Cultural Opportunities, Leisure Activities, and Climate. A suitable city is recommended that provides an appropriate solution and the outcome of the new approach is also used to rank potential cities based on their suitability.</p> 2020-06-29T06:40:29+01:00 Copyright (c) 2020 David A Sanders, Malik Haddad https://journals.scholarpublishing.org/index.php/ABR/article/view/8484 The impact of market drops is different for investors before and after retirement 2020-06-29T06:40:51+01:00 Greg Samsa greg.samsa@duke.edu <p>As applied to investing for and during retirement, the popular financial press has promulgated two memes about the impact of market drops: (1) for those investing for retirement market drops aren’t problematic; and (2) for those in retirement market drops are.&nbsp;&nbsp;&nbsp; We use simulation to illustrate the logic behind these memes, to demonstrate that they are mostly but not entirely true, and finally to restate them more precisely.&nbsp; Although sequence of returns risk is not present during the accumulation phase as an investor plans for retirement, it can have a significant (and perhaps underestimated) impact during retirement.&nbsp; This, however, can place the retiree in a predicament – namely, settle for lower returns and lower distributions during retirement or gamble on stocks. &nbsp;However, it does not necessarily imply that retirees must abandon the expected returns associated with stocks, because of the ability to write deep-in-the-money covered call options, which harvest the expected market return (but no more than this) with limited variability.</p> 2020-06-29T06:40:51+01:00 Copyright (c) 2020 Greg Samsa https://journals.scholarpublishing.org/index.php/ABR/article/view/8490 Blockchain in Healthcare 2020-07-05T13:25:50+01:00 Jan Veuger j.veuger@saxion.nl <p>Healthcare is a key factor in deciding people's physical and mental well-being, which is why it is often widely recognized as a major contributor to the economy of a country. The quality of society's healthcare system and facilities is considered one of the most important factors in the development of a country. Today almost all medical records are stored in an Electronic Healthcare Record (EHR) system which improves access to clinical data intended to streamline costs. However, EHRs are essentially non-portable and kept on the networks where they were created mainly for purposes of interoperability, security, and liability. This results in a loss of medical quality for the patient and a rise in healthcare costs as the sharing of information between multiple healthcare facilities, spread around different places, is highly dependent on the patient who is not known as the data owner and might not be aware of such treatments obtained.<br>The objective of this article was to investigate is Blockchain relevant to the healthcare system and benefits when it was applied to the medical sector. Considering if Blockchain can help patient be the owner and have the control of their medical records. With its functions and effectiveness, Blockchain could be the key to change the current health system. While it is not yet a 100% perfect technology, what Blockchain offers can help the healthcare system develop or at least alleviate problems that are occurring.</p> 2020-07-05T13:25:40+01:00 Copyright (c) 2020 Jan Veuger https://journals.scholarpublishing.org/index.php/ABR/article/view/8512 Valuing of Liquidity Investment Value 2020-07-05T13:26:54+01:00 Yuriy V. Kozyr y_k65@mail.ru <p>This paper provides a solution to the problem of investment choice between cash and income-generating assets and also describes a possible approach to valuation the relative and absolute value of liquidity in such a situation.</p> 2020-07-05T13:26:54+01:00 Copyright (c) 2020 Yuriy V. Kozyr https://journals.scholarpublishing.org/index.php/ABR/article/view/8536 Human Capital And The Use Of Information Technology To Enhance Sustainable Competitive Advantages 2020-07-08T02:10:17+01:00 Nurul Hidayah nurul.hidayah@mercubuana.ac.id Ahmad Badawi nurul.hidayah@mercubuana.ac.id Lucky Nugroho nurul.hidayah@mercubuana.ac.id Hendi Prihanto nurul.hidayah@mercubuana.ac.id <p>This study aims to determine the effect of human capital and the use of information technology on the competitive advantage of Sharia banking. The study takes an analysis unit of Indonesia Sharia banking. The type of data used is primary data using a questionnaire which sampling used is a stratified random sampling model where respondents in this study consist of leaders and employees in Sharia banking. This research uses desciptive qualitative approach. Data analysis used PLS consisting of Outer Model test (Validity and Reliability) and Inner Model test (coefficient of determination and T test). The results show that human capital has no significant effect and the use of information technology has a significant effect on the sustainable competitive advantage of Sharia Banking.</p> 2020-07-08T02:10:17+01:00 Copyright (c) 2020 Nurul Hidayah, Ahmad Badawi, Lucky Nugroho, Hendi Prihanto https://journals.scholarpublishing.org/index.php/ABR/article/view/8541 Industry 4.0: proposing a framework 2020-07-08T02:11:05+01:00 Carlos Eduardo Silva kadu.uff@gmail.com Rodolfo Cardoso rodolfo.cardoso@lei.uff.br Ramon Baptista Narcizo ramon.narcizo@lei.uff.br Luiza Maciel Gonçalves luizamacielg@ufrj.br Yohana Carvalho yohanaac@hotmail.com.br <p>The term Industry 4.0 has gained prominence in academic and business discourses in recent years, having its concept related to the so-called fourth industrial revolution. <strong>Goal:</strong> The present research aims to develop and present a framework with the concepts of Industry 4.0. <strong>Methodology:</strong> The study started from a quantitative analysis of the academic articles available in the Scopus database. Subsequently, a qualitative analysis of articles and technical reports (mostly) was carried out to obtain a more applied technological vision in the industry. With this, technological clusters were built and, finally, the Industry 4.0 framework was proposed. <strong>Results:</strong> As a result, it was possible to establish an overview of the publications, highlighting the main conceptual views of the different terms that converge for the fourth industrial revolution, as well as the main technologies associated with Industry 4.0, systematizing the knowledge in the industry 4.0 framework. <strong>Limitations of the investigation:</strong> The search has been limited to available and selected papers for reading. <strong>Practical implications:</strong> The practical contribution has been satisfactorily evaluated to assist future research on the subject. <strong>Value:</strong> Finally, the main contribution of the work is the creation of a framework that synthesizes and systematizes the relationships among the main characteristics, technologies, products and business models of the 4.0.</p> 2020-07-08T02:11:05+01:00 Copyright (c) 2020 Carlos Eduardo Silva, Rodolfo Cardoso, Ramon Baptista Narcizo, Luiza Maciel Gonçalves, Yohana Carvalho https://journals.scholarpublishing.org/index.php/ABR/article/view/8489 The Influence of Service Quality dan Price Perception on Cunsumer Trust and Revisit Intention at Beauty Care Clinic in Indonesia 2020-07-08T07:58:19+01:00 Anas Hidayat anas.hidayat@uii.ac.id <p>A lot of research have been done. These involved variables of service quality, price perception, and trust on revisit intention. However, there are still not many research on these variables investigating consumer behaviors in beauty care clinics. For this reason, this research aims to determine the influence of service quality and price perception on consumer trust and revisit intention of the consumers at beauty care clinics in Indonesia. Survey data were collected from 276 customers of beauty care clinics in Indonesia. Data was analysed using descriptive statistics and partial least square (PLS) path modelling. The result found that service quality had a significant and positive influence on consumer trust, price perception had a significant and positive influence on consumer trust and consumer trust had a significant and positive influence on revisit intention. The novelty of the research was the quality of service and price perception had an important role in building consumer trust that would increase their intention to revisit the beauty care clinic.</p> 2020-07-08T02:11:47+01:00 Copyright (c) 2020 Anas Hidayat https://journals.scholarpublishing.org/index.php/ABR/article/view/8546 Marketing Intelligence And Sustainable Competitive Advantage Of Selected Small And Medium Scale Businesses In Ekiti: An Overview Babatunde 2020-07-08T02:12:22+01:00 Ayodeji. M. Awolaja ayodeji.awolaja@eksu.edu.ng <p>The study examined the effect of marketing intelligence on the sustainance of competitive advantage among Small and Medium Scale businesses in Ekiti State. Specific objectives investigated in this study are competitors’ threat; and competitive risk and their influences on sustainable competitive advantage in Small and Medium Scale businesses. The target population of the study comprised of 84 SMEs operators in Oye-Ekiti Local Government Area of Ekiti State, Nigeria as registered with Ministry of Commerce, Industries and Cooperatives, Ekiti State. The sample size of the study is 69 respondents. Frequency and percentages were used for descriptive statistics respondents to view questions of research instrument. Inferential statistics were also used to achieve objectives I, II and multiple regression analyses were employed to test the hypotheses. It was found that Competitor’s threat: potential competitor (p= 0.013). Competitive risk: Marketplace Change (p= 0.000), Intelligence-based assessment (p= 0.000) are determinants of sustainable competitive advantage as far as SMEs are concerned in Ekiti State. .The study concluded and revealed that salesmen do share information about competitors in the market and recommended that there should be rapid response to competitive action to achieve their goals.</p> 2020-07-08T02:12:22+01:00 Copyright (c) 2020 Ayodeji. M. Awolaja https://journals.scholarpublishing.org/index.php/ABR/article/view/8585 ANALYSIS OF COMPETITIVENESS OF THE TOURISM SECTOR EAST JAVA PROVINCE (A TECHNICAL EFFICIENCY & CONVERGENCE APPROACH) 2020-07-08T02:12:52+01:00 Suparno Suparno suparno@untag-sby.ac.id <p>This research analysis of tourism competitiveness is based on the very high disparity problem in the condition of the tourism sector in East Java Province. With a sample of 10 districts / cities and using investment data, tourist visits, population, government spending and tourism sector PDRB, it is produced that investment and tourist visits have a positive but not significant effect on tourism sector PDRB because due to the probability &gt; 0.05. While the population and government expenditure have a positive and significant effect on the tourism sector PDRB due to the probability &lt; 0.05. Fixed effect models that are formed are:PSP = 39485712 + 0.018 INV + 0.389 TOURIST + 22.304 POP + 0.065 GEX + e&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; To measure tourism competitiveness, it is used with technical efficiency and total factor productivity where it is produced: Sidoarjo Regency, Malang City and Surabaya City are regencies / cities that have the highest level of technical efficiency with a value of 100% technical efficiency. Whereas with the calculation of total factor productivity in Gresik Regency (21,350), Jember Regency (16,543) and Kediri Regency (15,650) are regencies / cities that have the highest productivity. Based on the calculation of technical efficiency and total factor productivity results are obtainedL1) High efficiency and productive, Jember Regency; (2) High efficiency and less productive, Sidoarjo Regency, Malang City and Surabaya City; (3) Low and productive efficiency, Kediri Regency, Lamongan Regency and Gresik Regency; and (4) Low efficiency and less productive, Banyuwangi Regency, Pasuruan Regency and Pasuruan City.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The spillover effect occurs in Pasuruan City, where the economy of Pasuruan City is affected by investments from Sidoarjo Regency and Surabaya City as indicated by the significance level of 0.051 Surabaya City investment and 0.048 for Sidoarjo Regency investment which means smaller and equal to 0.05.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The calculation of convergence shows that the average convergence of regencies / cities in East Java to leader regions over 15 years and 5 months means that districts / cities need an average of 15 years and 5 months to match the conditions of tourism in the city of Surabaya.</p> 2020-07-08T02:12:52+01:00 Copyright (c) 2020 Suparno Suparno